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Cambodia sam samoun, 37, micro-credit borrower her weater melon, phnom. A project of the urban sector group, ngo.

Caja Nor Peru, a rural savings and credit organization in the capital of the north, Trujillo, Peru, South America.

Newspaper hoardings announcing another round of job losses in the 2008 credit crunch, London, England, United Kingdom, Europe

Newspaper hoarding announcing more job losses in the 2008 credit crunch, in front of The Bank of England, City of London, London, England, United Kingdom, Europe

Shop sales on Oxford Street during the 2008 credit crunch and recession, London, England, United Kingdom, Europe

Shop sales advertising the new lower VAT rate on Oxford Street during the 2008 credit crunch, London, England, United Kingdom, Europe

Bank Credit Suisse, Paradeplatz, UBS, Credit Suisse, Swiss flags, 1 August, national holyday, Zurich, Switzerland

Police officer with BARVUS device for cashless payment of caution money, fines, tickets with credit card

Logo at the headquarters of the Credit Suisse Deutschland AG bank in Frankfurt am Main, Hesse, Germany, Europe

Police officer with BARVUS device for cashless payment of caution money, fines, tickets with credit card

Coupon, front and rear, credit unions bill in the amount of 5 marks, circa 1917, National Debt Office of Germany, Reichsschuldenverwaltung

Green house in front of an empty playing field, little house in the green, symbolic picture, Germany, Europe

Credit card debt counselor Mary Rammel with a pile of credit cards cut up by debtors upon entering a credit counseling program in Willmington, DE, the credit card capital of the world. There are over 1.3 billion credit cards in America and in 2003 they accounted for over 786 billion dollars in credit card debt.

HAWAII People Polynesian Cultural Centre. Man demonstrating traditional New Zealand Maori greeting. PLEASE CREDIT POLYNESIAN CULTURAL CENTRE Center

MALAWI Mulanje Husband and wife working amongst crops. They trade in Maize using micro credit loans. Joyce Mucknonya and husband Malwa

MALAWI Mulanje Portrait of male market stall holder selling dried fish. Able to do this due to micro credit loans. Man called Peter Makfero Hamilton

MALAWI Mulanje Micro-credit loan. Cropped shot of Peter Makfero Hamilton who travels to Lake Malawi to buy fish to resell in business started using money lent by his village credit union.