Boats tethered to a stone bench in the flooded town of Towyn in North Wales, UK.

Lightning striking airplane flying in sky

Enormous waves behind freighter

Black insurance adjuster examining flooding damage to house

Black insurance adjuster examining flooding damage to house

Young man with damaged car calling the mechanic, Frustrated man with damaged car calling technician on the road. Driver with the damaged car calling the mechanic

Woman signing the word 'Rent' in American Sign Language while communicating with a man

Following a period of extreme heat, a fire ravages a cereal plot: barley in the foreground and wheat in the distance, the harvester on the edge of the flames. France Damage, loss, danger, insurance, appraisal, compensation problems

Following a period of extreme heat, a fire ravages a cereal plot: barley in the foreground and wheat in the distance, firefighters intervene to stop the fire. France Damage, loss, danger, insurance, appraisal, compensation problems

Following a period of extreme heat, a fire ravages a cereal plot: barley in the foreground and wheat in the distance, a tractor pulls a dethatcher to stop the flames. France Damage, loss, danger, insurance, appraisal, compensation problems

Following a period of extreme heat, a fire ravages a cereal plot: barley in the foreground and wheat in the distance. France. Damage, loss, danger, insurance, appraisal, compensation problems