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Barley crop being harvested by local agricultural worker in fields at Nimaj, Rajasthan, Northern India

Barley crop being harvested by local agricultural workers in fields at Nimaj, Rajasthan, Northern India

Barley crop being harvested by local agricultural workers and the farmer wearing turban in fields at Nimaj, Rajasthan, Northern India

Barley crop being harvested by local agricultural workers watched by farmer in fields at Nimaj, Rajasthan, Northern India

Barley crop being harvested by local agricultural workers in fields at Nimaj, Rajasthan, Northern India

Lucerne crop being gathered for animal forage by local agricultural workers in fields at Nimaj, Rajasthan, Northern India

Barley crop being harvested by local agricultural worker in fields at Nimaj, Rajasthan, Northern India

Barley crop being harvested by local agricultural workers in fields at Nimaj, Rajasthan, Northern India

Barley crop being harvested by local agricultural workers in fields at Nimaj, Rajasthan, Northern India

Lucerne crop being carried for animal forage by local agricultural workers in fields at Nimaj, Rajasthan, Northern India

Barley crop being harvested by local agricultural workers in fields at Nimaj, Rajasthan, Northern India

Barley crop being harvested by local agricultural workers in fields at Nimaj, Rajasthan, Northern India

Barley crop being harvested by local agricultural workers and the farmer wearing turban in fields at Nimaj, Rajasthan, Northern India

Barley crop being harvested by local agricultural workers in fields at Nimaj, Rajasthan, Northern India

Lucerne crop being gathered for animal forage by local agricultural workers in fields at Nimaj, Rajasthan, Northern India

Barley crop being harvested by local agricultural worker in fields at Nimaj, Rajasthan, Northern India

Barley crop being harvested by local agricultural workers in fields at Nimaj, Rajasthan, Northern India

Margaret Nderitu, a client of KWFT microcredit, picking tea. She has been with KWFT since 2005, and has reimbursed more than 10 loans (school fees, business, hospital & farming loans)

Farmer Lincoln Kimanthi Mugo (picking tea) is servicing a 80,000 KS loan from BIMAS microcredit. He has been a client of BIMAS since 2004

David Mucangi Mbogoh (showing tea leaves) runs a farm financed by a loan from BIMAS microcredit. He has been a client since 2002 and is currently servicing a loan of 1 million Kenyan shillings

Margaret Nderitu, a client of KWFT microcredit, handling harvested tea in the growers' cooperative pickup point