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Vegetable cultivation, an important alternative to the normal tea crop in the Hill Country near Nuwara Eliya, Sri Lanka, Asia

Margaret Nderitu, a client of KWFT microcredit, picking tea. She has been with KWFT since 2005, and has reimbursed more than 10 loans (school fees, business, hospital & farming loans)

Farmer Lincoln Kimanthi Mugo (picking tea) is servicing a 80,000 KS loan from BIMAS microcredit. He has been a client of BIMAS since 2004

David Mucangi Mbogoh (showing tea leaves) runs a farm financed by a loan from BIMAS microcredit. He has been a client since 2002 and is currently servicing a loan of 1 million Kenyan shillings

Margaret Nderitu, a client of KWFT microcredit, handling harvested tea in the growers' cooperative pickup point

Farmer Polly Mukami (picking tea) is servicing a 80,000 KS loan from BIMAS microcredit. She has been a client of BIMAS since 2004

Tea plantation view and neat green tea plants seen from side exterior of passenger train curving ahead in hill country on a blue sky day in Haputale, Sri Lanka. Horizontal

Train ride with the blue train, from Kandy to Ella, highlands and the tea plantations of Sri Lanka, Sri Lanka, Asia

Kerala India travel background, green tea plantations in Munnar with low clouds, Kerala, India, tourist attraction, Asia

Tea bushes in a row, tea plantation Che Gorreana, near Sao Bras de Alportel, Sao Miguel, Azores, Portugal, Europe

Rear view waist up shot of female tourist taking picture of tea plantations with smartphone, Cameron Highlands, Malaysia