Credit card debt counselor Mary Rammel with a pile of credit cards cut up by debtors upon entering a credit counseling program in Willmington, DE, the credit card capital of the world. There are over 1.3 billion credit cards in America and in 2003 they accounted for over 786 billion dollars in credit card debt.

debt debtors plastic bills credit cards consumers buy pieces fragmented logo names embossed hologram nobody still arranged assembled fragments close colorful numbers alphabets utility horizontal color image photography